Portugal D8 Digital Nomad Visa vs. Golden Visa

Explore the key differences between Portugal's D8 Digital Nomad Visa and the Golden Visa to find the best residency option for your lifestyle and goals.

D8 Digital Nomad Visa Remote Work Residency

Minimum monthly income of €3,280 (4x the 2025 Portuguese minimum wage of €820).

Employment or self-employment with a non-Portuguese company or clients.

Proof of remote work capability, including contracts or client agreements.

Residency requirement of at least 183 days per year in Portugal.

Processing time typically 30–60 days, depending on consulate efficiency.

Requires proof of accommodation for at least 12 months.

Golden Visa Investment-Based Residency

Minimum investment of €500,000 in qualifying funds or €280,000 in low-density areas (real estate options phased out in 2023). Learn more about Portugal Golden Visa

Minimal physical presence: 7 days in the first year, 14 days per subsequent 2-year period.

No employment or income requirements, ideal for passive investors.

Investment must be maintained for at least 5 years to retain residency.

Processing time ranges from 6–12 months due to due diligence.

Includes family members (spouse, dependent children, parents) in the application.

Feature D8 Digital Nomad Visa Golden Visa
Financial Requirement €3,280/month income (€39,360/year) €500,000 investment (or €280,000 in low-density areas) View cost details
Physical Stay Requirement Minimum 183 days/year 7 days in year 1, 14 days per 2-year period
Initial Validity 2 years, renewable for 2-year periods 2 years, renewable for 2-year periods
Processing Time 30–60 days 6–12 months
Application Fees €270 (approx., varies by consulate) €5,325 (main applicant) + €532.70/additional family member
Work Requirements Remote work for non-Portuguese entities mandatory No work or income requirements
Path to Permanent Residency After 5 years of continuous residency After 5 years of maintaining investment
Path to Citizenship After 5 years, with A2-level Portuguese proficiency After 5 years, with A2-level Portuguese proficiency
Family Inclusion Spouse and dependent children (case-by-case) Spouse, dependent children, and parents
Tax Implications Non-Habitual Resident (NHR) regime may apply (10% pension tax, 20% flat rate on certain income) NHR regime may apply; investment income taxed separately

Which Visa Suits Your Goals?

D8 Visa Ideal For:

Digital nomads and remote workers earning stable income from non-Portuguese sources.

Tech professionals, freelancers, or consultants with international clients.

Individuals planning to live in Portugal full-time or most of the year.

Those seeking a cost-effective residency without large upfront investments.

Young professionals or families wanting to integrate into Portuguese culture.

Golden Visa Ideal For:

High-net-worth individuals seeking EU residency with minimal time commitment. Compare with other programs

Investors diversifying portfolios through Portuguese funds or businesses.

Retirees or entrepreneurs needing flexibility to live elsewhere.

Families wanting to include multiple generations in residency applications.

Those prioritizing long-term EU citizenship with low residency requirements.

Key Considerations and Next Steps

Choosing between the D8 Digital Nomad Visa and the Golden Visa depends on your financial situation, lifestyle preferences, and long-term goals. Here are additional factors to consider:

  • Cost of Living: Portugal offers a relatively affordable lifestyle, with cities like Lisbon and Porto costing €2,000–€3,000/month for a comfortable single lifestyle. The D8's income requirement aligns with this, while Golden Visa holders may face additional costs managing investments.

  • Tax Benefits: Portugal's Non-Habitual Resident (NHR) regime, available to both visa holders, offers tax exemptions or reduced rates (e.g., 20% flat rate on certain income, 10% on pensions) for 10 years. Learn about tax benefits. Consult a tax advisor to maximize benefits.

  • Application Process: The D8 requires detailed proof of income and remote work (e.g., bank statements, contracts), submitted at a Portuguese consulate. The Golden Visa involves legal due diligence and investment verification, often requiring a specialized attorney.

  • Future Flexibility: The D8 suits those committed to Portugal, while the Golden Visa offers freedom to maintain residency from abroad, ideal for global travelers or investors.

  • Next Steps: For the D8, gather financial documents and secure accommodation early. For the Golden Visa, research qualifying investment funds (e.g., venture capital, real estate in low-density areas) and engage a lawyer familiar with Portuguese immigration law.

Both visas offer a pathway to EU residency and citizenship, but their requirements cater to different profiles. Evaluate your priorities—whether it's affordability and integration (D8) or flexibility and investment (Golden Visa)—to make an informed decision.

Frequently Asked Questions

Can I switch from the D8 Digital Nomad Visa to the Golden Visa (or vice versa)?

Yes, it's possible to switch between visa types while in Portugal, but the process is essentially applying for a new visa. You would need to meet all requirements for the new visa category (either making the qualifying investment for Golden Visa or demonstrating remote income for D8). The application is processed through SEF (Portuguese Immigration and Borders Service), and consulting with an immigration lawyer is recommended to ensure you maintain legal residency status throughout the transition.

How do I prove my remote income for the D8 Visa application?

To prove your remote income for the D8 Visa, you'll need to provide:

  • Employment contract or service agreements with non-Portuguese entities
  • Bank statements from the past 3-6 months showing regular income deposits
  • Income tax returns or statements from your country of tax residence
  • For freelancers/self-employed: client contracts, invoices, and proof of payment
  • Letter from employer confirming remote work arrangement (for employees)

The key is demonstrating that your income is stable, regular, and from sources outside Portugal. The minimum threshold (€3,280/month) must be clearly shown as consistent income rather than sporadic payments.

Which investment funds qualify for the Golden Visa program?

Qualifying funds for the Golden Visa must be:

  • Regulated by the Portuguese Securities Market Commission (CMVM) View fund list
  • Minimum investment period of at least 5 years
  • Investment of €500,000 in general investment funds
  • OR €400,000 in venture capital funds focused specifically on Portuguese businesses

These funds typically invest in sectors like technology, renewable energy, tourism, or commercial real estate. Since the 2023 changes eliminated the direct real estate investment option, capital funds have become the primary investment route. Due diligence is essential as these funds vary significantly in their risk profile, management fees, and expected returns.

Can I work for Portuguese clients or companies while on the D8 Visa?

The D8 Visa requires that your primary income comes from non-Portuguese sources. While there's no explicit prohibition against having some Portuguese clients, your main employment or business activities must be with foreign entities. Generally, immigration authorities look for:

  • At least 80% of your income coming from non-Portuguese sources
  • No employment contracts with Portuguese companies
  • Clear evidence that your primary business activity serves clients abroad

If you want to work extensively with Portuguese clients, the D2 Entrepreneur Visa might be more appropriate. For occasional or minor Portuguese clients, it's advisable to consult with an immigration attorney to ensure compliance with D8 requirements.

How does the Non-Habitual Resident (NHR) tax regime work with these visas?

The Non-Habitual Resident (NHR) tax regime is available to both D8 and Golden Visa holders who haven't been tax residents in Portugal in the previous five years. Key benefits include:

  • 20% flat tax rate on income from "high value-added activities" performed in Portugal (including many digital professional services)
  • 10% tax rate on foreign pension income
  • Potential tax exemptions on foreign-source income if that income is taxable in the source country under an applicable tax treaty

To apply for NHR status, you must:

  • Register as a tax resident in Portugal
  • Submit the NHR application online through the Portuguese Tax Authority portal
  • Apply by March 31 of the year following becoming a tax resident

The NHR status is valid for 10 years and cannot be renewed. Tax planning with a specialist familiar with Portuguese tax law is strongly recommended to maximize benefits based on your specific income sources.

What are the renewal requirements for each visa?

D8 Digital Nomad Visa renewal requirements:

  • Proof of continued remote work income (minimum €3,280/month)
  • Evidence of having resided in Portugal for at least 183 days per year
  • Updated proof of accommodation in Portugal
  • Valid health insurance covering Portugal
  • Tax compliance documentation (annual tax returns)

Golden Visa renewal requirements:

  • Proof that the qualifying investment has been maintained
  • Documentation showing minimum stay requirements have been met (7 days in year one, 14 days per 2-year period thereafter)
  • Valid health insurance coverage
  • Clean criminal record certificate

Both visas are initially valid for 2 years and renewable for 2-year periods (for D8) or 3-year periods (for subsequent Golden Visa renewals) until eligibility for permanent residency after 5 years.

Can my spouse work in Portugal if they're included in my visa application?

Yes, spouses and partners included in either the D8 or Golden Visa application as dependents receive full work authorization in Portugal. Key points to understand:

  • They can work for Portuguese companies under normal employment contracts
  • They can establish their own business in Portugal
  • They can work remotely for companies outside Portugal
  • They have the same work rights as the main applicant

This is a significant advantage of both visa types, as it allows families to have greater flexibility in their professional arrangements while in Portugal. For Golden Visa holders, the spouse can work in Portugal even if the main applicant spends minimal time in the country.

How does the citizenship timeline compare between these visa options?

Both the D8 and Golden Visa offer the same potential timeline to Portuguese citizenship:

  • 5 years of legal residency required for citizenship application View visa statistics
  • Demonstrated A2-level Portuguese language proficiency
  • Clean criminal record
  • Demonstration of ties to Portuguese society

The key difference is in how you maintain your residency status during these 5 years:

D8 Visa: You must reside in Portugal for at least 183 days per year and maintain your remote work activities.

Golden Visa: You only need to be physically present in Portugal for 7 days in the first year and 14 days in each subsequent 2-year period, while maintaining your qualifying investment.

This makes the Golden Visa significantly more flexible for those who cannot or do not wish to relocate full-time to Portugal, while still providing the same path to citizenship. Both visa holders should begin learning Portuguese early, as the language requirement is often the most challenging aspect of the citizenship application.

Why Choose Zoark for Your Golden Visa

Specialized Expertise

Exclusive focus on Golden Visa programs in Portugal, Italy, and Greece. Our dedicated team ensures expert guidance tailored to these prime investment destinations.

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Private consultations and personalized investment strategies. Each client receives dedicated support from our elite team throughout their investment journey.

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Expert guidance on investment options across our three markets. From real estate to investment funds, we help you choose the optimal path for your goals.

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Strong partnerships with premier legal and financial experts in Portugal, Italy, and Greece. Ensuring smooth processes and optimal outcomes in each jurisdiction.