Tax Benefits of the Portugal Golden Visa

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Key Points

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Portugal's Golden Visa starts at €280K–€500K, with tax savings via NHR 2.0 for tech or research jobs. Learn more about Portugal Golden Visa

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No tax on crypto gains held over 365 days in Portugal.

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Italy and Greece offer €100K/year flat tax on global income, great for high earners.

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Portugal needs 7 days/year stay; Greece requires none.

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Talk to a tax advisor about 2024 NHR 2.0 changes. Find a qualified lawyer

Visual Comparison

🇵🇹 Portugal

€280K–€500K investment

7 days/year stay

Crypto tax-free >365 days

NHR 2.0 for 10 years View tax benefits

🇮🇹 Italy

€250K–€500K investment

183 days/year stay

€100K flat tax

15 years tax regime

🇬🇷 Greece

€250K–€500K investment

No stay requirement

€100K flat tax

15 years tax regime

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Portugal Golden Visa Tax Benefits

Invest €280K in select properties or €500K in funds for Portuguese residency, with a citizenship path in 5 years. Combine with the Non-Habitual Resident (NHR 2.0) program for tax breaks if you work in fields like tech or academia. Explore Portugal Golden Visa options

Non-Habitual Resident (NHR 2.0) Overview

NHR 2.0 gives 10 years of tax savings to new residents in specific jobs (e.g., engineers, researchers). You must live in Portugal over 183 days/year or own a home there and apply by March 31st the next year. See FAQs for details.

✦ Income from Abroad

NHR 2.0 may skip taxes on some foreign income (e.g., dividends) if taxed abroad, per Portugal's 70+ tax treaties. Otherwise, you pay 14.5%–48% on all income.

✦ Job Income

NHR 2.0 taxes qualifying job income (e.g., tech, academia) at a flat 20%, vs. up to 48% normally. Rules got stricter in 2024.

✦ Pensions

Pensions are taxed at 14.5%–48%. NHR 2.0 rarely helps retirees, unlike the old 10% rate before 2024.

✦ No Wealth Tax

Portugal has no wealth tax, just a small property tax (0.3%–0.8%) on real estate.

✦ Inheritance & Gifts

No tax on inheritances or gifts between spouses, kids, or parents. Others pay a 10% stamp duty.

✦ Cryptocurrency

No tax on crypto gains if held over 365 days. Gains under 365 days are taxed at 28%. Regular trading counts as business income.

✦ Low Stay Requirement

Spend just 7 days in Portugal the first year and 14 days every 2 years after. View Golden Visa statistics

Golden Visa Tax Savings NHR 2.0

Case Study: Sarah, Crypto Investor

Sarah, a 35-year-old Canadian, chose Portugal's Golden Visa with a €500K fund investment. By holding her Bitcoin for over 365 days, she avoided taxes on €200K in gains. With only 7 days required in Portugal yearly, she keeps her global lifestyle while eyeing EU citizenship in 5 years. View available investment funds

Portugal Golden Visa Tax Timeline

Apply for Golden Visa

No Portuguese taxes during your application. Work with a tax advisor to plan for NHR 2.0 eligibility.

Get Approved & Apply for NHR 2.0

After approval, become a tax resident and apply for NHR 2.0 by March 31st next year if you qualify (e.g., tech job).

Enjoy NHR 2.0 for 10 Years

Pay 20% flat tax on qualifying job income and skip some foreign income taxes with NHR 2.0.

After NHR 2.0 Ends

Pay standard taxes (up to 48%), still competitive compared to many EU countries.

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Italy Golden Visa Tax Benefits

Invest €250K in startups or €500K in companies for Italian residency. A €100K/year flat tax on foreign income makes it attractive for wealthy investors.

✦ Flat Tax Option

Pay €100K/year on all foreign income for up to 15 years, no matter how much you earn abroad.

✦ Family Savings

Family members pay €25K/year on their foreign income, simplifying wealth planning.

✦ Regional Perks

Lower taxes in southern regions like Sicily or special economic zones add extra savings.

✦ Estate Planning

Foreign assets skip Italian inheritance tax under the flat tax, great for passing on wealth.

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Greece Golden Visa Tax Benefits

Get residency with €250K–€500K in real estate. A €100K/year flat tax on global income offers predictability for 15 years.

✦ Flat Tax Regime

Pay €100K/year on all income worldwide for 15 years, perfect for high earners.

✦ Property Savings

Pay 3.09% transfer tax on property, with no VAT on new builds bought before completion.

✦ Family Benefits

Family members pay €20K/year on global income, slightly better than Italy's rate.

✦ Investment Income

Dividends taxed at 5%, and some stock gains may be tax-free under the flat tax.

Golden Visa Tax Comparison

Feature	Portugal	Italy	Greece
Minimum Investment	€280K–€500K View cost details	€250K–€500K	€250K–€500K
Tax Regime	NHR 2.0	Flat Tax	Non-Dom
Tax Duration	10 years	15 years	15 years
Foreign Income	Some tax-free with NHR 2.0; else 14.5%–48%	€100K/year flat	€100K/year flat
Family Tax	NHR 2.0 or 14.5%–48%	€25K/year	€20K/year
Crypto Tax	Tax-free >365 days; else 28%	Under flat tax	Under flat tax
Stay Requirement	7 days/year	183 days/year	None
Citizenship Path	5 years Compare programs	10 years	7 years

Next Steps to Start

Choose your investment: €280K property or €500K fund for Portugal.

Gather documents: Passport, proof of funds, clean criminal record.

Hire a tax advisor to check NHR 2.0 eligibility by March 31st deadline. Find a qualified lawyer

Compare stay rules: Portugal (7 days) vs. Greece (none) vs. Italy (183 days).

Book a consultation to plan your move.

Frequently Asked Questions

What is NHR 2.0, and how do I qualify?

NHR 2.0 offers tax breaks for 10 years to new Portuguese residents in specific jobs (e.g., tech, research). To qualify, you must:

Be a tax resident (live 183+ days/year or own a home).
Not have lived in Portugal for 5 years prior.
Have a qualifying job (stricter since 2024).
Apply by March 31st the year after moving.

The Golden Visa helps you become a resident but isn't NHR 2.0 itself. Learn more about tax benefits

How does Portugal tax crypto?

For non-professional investors:

No tax on gains if held over 365 days (e.g., selling Bitcoin after a year).
28% tax on gains under 365 days.
Regular trading or mining counts as business income, taxed up to 48%.

What's the stay requirement for Portugal's Golden Visa?

Spend 7 days in Portugal the first year and 14 days every 2 years after. For NHR 2.0 or tax residency, you need 183+ days/year or a home in Portugal.

How are property gains taxed in Portugal?

If you're a tax resident:

Pay 28% on property sale gains, or half the gain at 14.5%–48%.
Main home gains may be tax-free if reinvested in another EU home.
NHR 2.0 may skip foreign property taxes, but it's rare.

Ready to Explore Your Golden Visa Options?

Get personalized advice on which Golden Visa program best suits your investment goals, lifestyle preferences, and tax situation.

Book a Consultation

Why Choose Zoark

See how our specialized focus and expertise sets us apart from traditional immigration firms

Feature	Zoark	Traditional Immigration Firms	General Law Firms
Focus Area	Exclusively Portugal Golden Visas	Multiple visa types and immigration services	Various legal services including immigration
Portugal Golden Visa Expertise	10+ years specialized experience	Varies by firm	Limited or outsourced
Processing Time	Optimized for fastest processing	Standard processing times	Often longer due to broader focus
Investment Advisory	Deep market knowledge across all programs	Basic investment guidance	Limited investment expertise

The Zoark Advantage

✦ Portugal Golden Visa Specialists

Unlike firms that handle multiple visa types, we focus exclusively on Portugal Golden Visas. This specialization means deeper expertise, faster processing, and better results for our clients.

✦ Backed by Movingto Global

As part of the Movingto Global network, we leverage extensive resources and experience from helping thousands of clients relocate successfully worldwide.

✦ Focused Coverage

We operate solely in Portugal, offering focused recommendations based on your specific needs and goals.

✦ Decade of Expertise

Our team brings over 10 years of focused experience in Golden Visa programs, ensuring expert guidance through every step of your investment and application.

✦ Investment Advisory

Benefit from our deep understanding of investment options across all programs, helping you make informed decisions aligned with your financial goals.

✦ Dedicated Support

Get personalized attention from a team that focuses solely on Portugal Golden Visas, ensuring your application receives the expertise and attention it deserves.

"As an exclusive boutique firm, we bring a truly global perspective shaped by our lives across multiple continents. From London's historic streets to Portugal's coastal towns, Spain's vibrant cities to Amsterdam's canals, and Australia's stunning shores, Ana and I have embraced the digital nomad lifestyle in its fullest expression.

This firsthand journey through the complexities of location-independent living has evolved into our passion: crafting sophisticated solutions that transform the challenges we once faced into seamless experiences for discerning professionals like yourself."

Dean and Ana

Founders of Zoark

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Portugal Golden Visa Tax Benefits Guide 2025